Planning calculators for Canadians.
Answers to the questions people ask before they call us. The calculators use arithmetic set by legislation or numbers you enter yourself, with no email required.
Retirement income
How much must come out of my RRIF this year?
Open →RetirementShould I take CPP at 60, 65 or 70?
Open →RetirementShould I delay my OAS past 65?
Open →RetirementHow much tax comes off an RRSP withdrawal?
Open →RetirementHow long will my savings last?
Open →Saving & registered accounts
How much TFSA room do I have?
Open →FamiliesHow much can I put in my FHSA this year?
Open →SavingRRSP or TFSA: which comes out ahead?
Open →SavingHow much will my RRSP contribution save in tax?
Open →Am I getting the full RESP grant?
Coming soonTax & estate
What tax is owing when the cottage changes hands?
Open →Is passive income shrinking my small business rate?
Coming soonBig picture & protection
One calculator answers one question. A plan connects them.
Figures as at November 2026. Sources: Canada Revenue Agency, Service Canada, Income Tax Act.
Illustrative arithmetic only. Figures set by legislation can change; verify current rules before relying on any result. Educational only. Not tax, legal, or investment advice. Confirm with your accountant before acting. Mutual Funds and Segregated Funds provided by the Fund Companies are offered through Worldsource Wealth Management Inc., sponsoring mutual fund dealer. Other Products and Services are offered through David Creighton, Lindsay Smith, John Creighton, Matthew Smith, Darroll Powe, and Creighton Financial Group.