What's my net worth?
Everything you own minus everything you owe. The useful part is the mix: how much is in property you can't easily spend, how much is in registered accounts that will be taxed on the way out, and how much is inside a business.
Figures shown are examples. Use your own estimates.
Common questions
Why does the mix matter?
A family with most of its wealth in property or registered accounts can be asset-rich and cash-poor, especially at retirement or at death.
Should I count my house?
Yes, but separately. It's wealth you live in, not wealth you can spend without selling.
What's next?
This is the first page of a Depth Chart: the whole picture written down before anything is recommended.
This is page one of a plan.
We start every Depth Chart with this picture, then work out what each piece is for.
More tools
How much TFSA room do I have?
Open →FamiliesHow much can I put in my FHSA this year?
Open →InsuranceWhat would life insurance cost me?
Open →Figures as at November 2026. Sources: Canada Revenue Agency, Service Canada, Income Tax Act.
Illustrative arithmetic only. Figures set by legislation can change; verify current rules before relying on any result. Educational only. Not tax, legal, or investment advice. Confirm with your accountant before acting. Mutual Funds and Segregated Funds provided by the Fund Companies are offered through Worldsource Wealth Management Inc., sponsoring mutual fund dealer. Other Products and Services are offered through David Creighton, Lindsay Smith, John Creighton, Matthew Smith, Darroll Powe, and Creighton Financial Group.